Chapter 13 - The Cold Reality of Karma

One year later, in a modest two-bedroom rented apartment on the far outskirts of the city, Valerie sat at a small kitchen table, staring at a stack of unpaid utility bills.
Without her luxury allowance or her daughter-in-law's monthly trust payments, Valerie was forced to work part-time as a receptionist at a local dry cleaner to pay her basic rent.
Kendra sat on the worn sofa, wearing plain clothes, scrolling through social media on an old, cracked phone.
"Did you see Naomi's latest post?" Kendra asked bitterly, her voice filled with envy. "She was featured in New York Business Weekly for her work with the Whitaker Foundation. They just opened a new wing at the city hospital."
Valerie looked down at her hands, worn and unmanicured, feeling a crushing weight of regret in her chest.
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"We had everything, Kendra," Valerie whispered, tears trickling down her face. "And we threw it all away because we thought she would never stand up to us."
👉 Read PART 14 to see how baby Nia celebrated her first birthday!